7 Best Free Subscription Tracker Apps in 2026
The Subgrove Team · · 3 min read
You shouldn't have to pay to find out how much you're overpaying. The good news is that several genuinely useful subscription trackers have free tiers in 2026 — the trick is knowing what each one actually includes, because "free" ranges from "free forever with real limits" to "free trial before it costs you." Here are the best free subscription tracker apps, compared honestly.
What "free" really means
Free subscription trackers fall into three buckets. Freemium manual trackers are free up to a certain number of subscriptions, then ask you to pay for more. Free tiers of bank-linked apps are free but monetize your financial data or upsell a premium plan. Open-source and spreadsheet options are free in cash terms but cost you setup time or ongoing effort. Keep those trade-offs in mind as you read.
1. Subgrove — best free tier for private tracking
Subgrove is free for up to five subscriptions, and that free tier is genuinely usable rather than a teaser: you get renewal push notifications, a list and calendar view, true monthly cost across all billing cycles, and full offline support — no bank linking, no ads, no data selling. It's a PWA, so it runs on iPhone, Android, and desktop from one login. Five subscriptions covers a lot of people; if you outgrow it, Pro is $1.99/month, $10/year, or $15 once for lifetime. Best for anyone who wants a private, cross-platform tracker without a subscription-to-track-subscriptions.
2. Rocket Money — best free automatic detection
Rocket Money's basic tier is free and links your bank to automatically surface recurring charges — the killer feature if you don't want to type anything in. Cancellation and bill negotiation live behind the $7–14/month Premium tier, and it's US-focused, but for free automatic detection it's the strongest option. The trade-off is sharing bank credentials.
3. Bobby — best free iOS minimalist tracker
Bobby is free for a handful of subscriptions on iPhone, with a small one-time unlock (around $2.99) for unlimited. Beautifully simple, no bank linking. The limits: iOS-only, limited sync/backup, and sporadic updates. Great if you're on iPhone and track only a few things.
4. Subby — best free Android-only tracker
Subby is a clean freemium manual tracker for Android, free for a basic number of subscriptions. Android-only with no web version, so your data doesn't travel to other devices. A solid pick if you're Android-only and want something lightweight.
5. TrackMySubs — best free tier for many subscriptions
TrackMySubs offers a free tier for around ten subscriptions, with folders, tags, and multi-currency support — useful for freelancers tracking client tools. It's web-based with a dated interface, and you'll pay from about $10 to go beyond the free limit.
6. Wallos — best free self-hosted option
Wallos is free and open-source, but it's self-hosted: you run it on your own server or a Docker container. That means total control and privacy with zero subscription fee — and also that you handle setup, updates, and backups yourself. Ideal for the technically inclined who already run a home server; overkill for everyone else.
7. A spreadsheet — the always-free fallback
Google Sheets or Excel costs nothing and does the basics. No reminders and manual date math are the downsides. For a small, stable list it's fine — our spreadsheet template guide shows how to set one up with a working monthly-cost formula.
Quick comparison
| App | Free tier limit | Platforms | Bank linking |
|---|---|---|---|
| Subgrove | 5 subscriptions | iOS, Android, desktop | No |
| Rocket Money | Detection only | iOS, Android, web | Yes |
| Bobby | A few subs | iOS only | No |
| Subby | A few subs | Android only | No |
| TrackMySubs | ~10 subs | Web | No |
| Wallos | Unlimited (self-hosted) | Self-hosted web | No |
| Spreadsheet | Unlimited | Anywhere | No |
How to pick
If you want a private, no-strings tracker that works everywhere, start with Subgrove's free tier — five subscriptions and real reminders, no bank login. If you'd rather have charges detected automatically and don't mind linking your bank, Rocket Money's free tier is the one to try. Everything else here is best for a specific niche: Bobby for iPhone minimalists, Subby for Android, Wallos for self-hosters. Pick for your platform and privacy comfort first, features second.