How to See Every Subscription on Your iPhone and Android (2026)
Guides · The Subgrove Team · · 8 min read
If you want to see all subscriptions on iPhone (or Android) in one place, the phone gives you a good starting point and a frustrating blind spot in the same breath. There is a built-in list on both platforms, it is easy to find, and it is completely accurate for what it covers. The catch is what it covers: only the subscriptions billed through that specific store. Everything you signed up for on a website, paid with a card directly, or set up through PayPal is invisible there.
This guide walks through every place your recurring charges actually live, in the order that finds the most money fastest. By the end you will have checked the App Store, Google Play, PayPal, and your card statements, and you will understand why you still need one combined list to hold it all together.
See all subscriptions on iPhone through the App Store
Apple keeps every subscription billed through your Apple Account in one screen. On any iPhone or iPad running a recent version of iOS:
- Open Settings.
- Tap your name at the very top (the banner with your photo and Apple Account).
- Tap Subscriptions.
You will land on a list split into Active and Expired. Active subscriptions show the app name, the current plan, and the next renewal date. Tap any one to change the plan, switch billing frequency, or cancel. Expired entries are a gift for auditing, because they remind you of things you used to pay for and might have quietly resubscribed to.
A faster route: open the App Store, tap your profile icon in the top corner, then tap Subscriptions. Same list, fewer taps.
Here is the important part. This screen shows only subscriptions Apple bills for you: apps and services you subscribed to inside an app using Apple's in-app purchase system. Your Netflix subscription appears here only if you originally signed up through the App Store. If you signed up on netflix.com with a credit card, it will not show up here at all. Neither will your gym, your insurance, your newsletter, or the SaaS tool you pay annually on a website.
See all subscriptions on Android through Google Play
Google's version works the same way and has the same limitation. On an Android phone:
- Open the Play Store app.
- Tap your profile icon in the top-right corner.
- Tap Payments & subscriptions, then Subscriptions.
You will see every subscription billed through Google Play, with renewal dates and quick access to cancel or change each plan. As with Apple, this list is exhaustive for Play-billed subscriptions and blind to everything else. A Spotify plan you started on spotify.com is not here; one you started inside the Play Store is.
If you use Google services on the web, it is worth also checking payments.google.com, which can surface some Google-billed recurring items that do not appear in the Play Store list.
The blind spot: what neither store shows you
This is the whole reason a person can feel like they have "checked everything" and still get surprised by a charge. The App Store and Play Store are billing systems, not spending trackers. They only know about money that flows through them. Anything you pay another way is off their radar entirely:
- Web signups paid by card — most streaming, news, and software subscriptions taken directly on a company's site.
- Direct card charges — a subscription box, a meal kit, a cloud storage plan, a membership.
- Utilities and services — phone, internet, insurance, storage units, anything on autopay.
- PayPal recurring payments — a common hiding place because the charge shows as "PayPal," not the merchant.
People consistently underestimate this gap. A widely cited estimate puts the average person's guess at around $86 a month while the real figure lands closer to $219 across roughly eight subscriptions. The difference is almost entirely made of charges the store lists never showed them. If you want the fuller picture of where that money goes, our guide on how to find forgotten subscriptions covers the hunt in more detail.
Check PayPal recurring payments
PayPal deserves its own step because it disguises merchants behind its own name on your statement. To see automatic payments:
- Log in to PayPal on the web (this is clearer than the app).
- Go to Settings (the gear icon), then Payments.
- Open Automatic payments (sometimes labeled "Manage automatic payments" or "Pre-approved payments").
You will get a list of every merchant you have authorized to bill you through PayPal, each of which you can cancel from that screen. This often catches older subscriptions from the era when you paid for everything with PayPal and then forgot the login existed.
Read your card and bank statements line by line
This is the least fun step and the one that catches the most. Your card statement is the only source that sees every recurring charge regardless of how it was set up, because ultimately the money leaves from there.
Pull the last two or three months of statements for every card and bank account, because monthly, quarterly, and annual charges hide on different cycles. A yearly domain renewal or an annual software license will not appear on a single month's statement. Scan for:
- Round or oddly specific amounts that repeat.
- Merchant names you do not recognize (search the exact string; it is often a parent company).
- Anything labeled "recurring," "autopay," or a payment processor name like Stripe or Paddle.
Write down each one as you find it. That written list is the thing the phone could not give you.
Why you still need one combined list
Follow all of the above and you have just done something the built-in tools cannot do: you assembled a complete view across four or five separate systems that do not talk to each other. The problem is that this view falls apart the moment you close the tabs. Next month a new subscription starts, an old one raises its price, and your hard-won list is out of date. You would have to repeat the whole sweep to trust it again.
That is the gap Subgrove is built for. It is a privacy-first, manual subscription tracker: you enter each subscription once — the ones from the App Store, Play Store, PayPal, and your statements all together — and it becomes a single living list instead of a one-time audit. Because you add them by hand, there is no bank linking and nothing to connect; the whole point is that you decide what goes on the list, so nothing is hidden from you the way it is inside a store's billing screen.
Adding around ten subscriptions takes about two minutes. From there, Subgrove normalizes every billing cycle — weekly, monthly, yearly, or custom — into one true monthly cost, so an annual charge and a monthly one finally sit in the same currency in your head. It shows the list as a calendar too, so you can see renewals coming. And it sends push renewal reminders with timing you set per subscription, from the renewal day itself up to two weeks ahead. If reminders are your main concern, we go deeper in renewal reminders on iPhone.
Subgrove is a PWA, so it installs to your home screen on iPhone, Android, and desktop and works fully offline. On iPhone, push reminders need iOS 16.4 or later and a home-screen install. It is free for up to five subscriptions; Pro is $1.99/month, $10/year, or a $15 one-time lifetime purchase.
| Where you look | What it shows | What it misses | Cost |
|---|---|---|---|
| App Store / Play Store | Store-billed subscriptions only | Web, card, PayPal, utilities | Free |
| PayPal automatic payments | PayPal-billed merchants | Everything paid by card directly | Free |
| Card statements | Every recurring charge | Nothing — but no reminders, no ongoing view | Free |
| Subgrove (manual list) | Everything you add, in one view + reminders | Only what you enter | Free up to 5; Pro from $10/yr |
The store lists and statements are where you find subscriptions. A combined list is where you keep them. For a broader look at apps that do the keeping, see our roundup of the best subscription tracker for iPhone in 2026.
Frequently asked questions
Why doesn't Netflix (or Spotify) show up in my iPhone Subscriptions list? Because that list only shows subscriptions billed through Apple. If you signed up on the company's website with a card, Apple never handled the payment and has no record of it. Check the merchant's own account page or your card statement instead.
Where do I see all subscriptions on iPhone in one screen? Settings → tap your name at the top → Subscriptions. Or open the App Store, tap your profile icon, then Subscriptions. Both show the same Apple-billed list, but neither includes web or card signups.
How do I find hidden subscriptions I forgot about? Combine sources: the App Store and Play Store lists, PayPal's automatic payments, and two to three months of card statements to catch monthly, quarterly, and annual cycles. The statement scan catches the ones the stores never knew about.
Does canceling a subscription in the App Store cancel it everywhere? No. Canceling in Settings → Subscriptions only stops Apple-billed subscriptions. A web or card subscription has to be canceled through that service's own account page, and a PayPal one through PayPal's automatic payments screen.
Is there one place to track subscriptions from every source? Not automatically, because no store can see another company's billing. A manual tracker like Subgrove is the practical answer: you add each subscription once, from every source, and get one combined list with renewal reminders that stays current instead of expiring the day you finish your audit.
Checking each store, PayPal, and your statements once is worth doing this week. But the real win is turning that one-time sweep into a list you keep, so the next surprise charge is one you already saw coming.