Copilot Money Android: Is There an App?

Short answer: no, there is no Copilot Money app for Android. Copilot's own FAQ lists exactly four platforms: "iPhone (iOS), iPad (iPadOS), Mac (macOS), Web (app.copilot.money)." Search Google Play for "Copilot Money" today and the results include Monarch, Rocket Money and an unrelated used-car app called CoPilot, but nothing from Copilot Money, Inc.

What has changed, and older articles miss it: since December 2025 Copilot has had a web app, so an Android phone can technically reach it through the browser. Whether that's enough depends on where you live and how much you'd use it on your phone.

The Web App: A Partial Answer for Android Users

Copilot's help centre says plainly that the web version wasn't built for phones: "While you could use Copilot Money on your mobile web browser, we've optimized our Web app for desktop browsers."

It's also not the full product yet. As of June 2026, Copilot's Web FAQ lists what the web app doesn't contain, including the Goals tab, the Cash Flow tab, the ability to create transaction name rules, and Month and Year in Review.

So if you're in the US and your main device is an Android phone, the honest picture is this:

• On a laptop, the web app is a real option. It includes transaction filtering, accounts, investments, categories and recurrings, and one subscription covers every platform.
• On your Android phone, you'd be using a desktop site in a mobile browser. You don't get a Play Store app, and Copilot's help centre lists none.
• Outside the US, none of this matters. Copilot's FAQ says "Copilot Money works with US-based accounts only" and "Not available outside the US." Our breakdown of where Copilot Money works has the country-by-country detail.

Also note that Copilot isn't free. Its FAQ says there's "no permanent free tier", just a 1-month free trial for new users.

What Android Users Who Want Copilot-Style Tracking Use

If you liked Copilot for automatic tracking from your bank feed, two well-known apps have native Android versions.

Monarch. The closest match. Monarch says it "works seamlessly across web, iOS, and Android," and its Google Play listing is live and updated. It's also available in Canada as well as the US, though its Canada page notes "All prices are billed in USD." If you want budgeting, net worth and recurring-charge tracking from a bank-linked app on Android, Monarch is the obvious first look.

Rocket Money. Also a native Android app on Google Play, and it adds cancellation help and bill negotiation on its paid tier. The catch is geography: its help centre says it is "only available to users located within the United States and with U.S. based banks."

Both are good at what they do, and both need your bank login. Our Copilot Money alternatives roundup compares more of them side by side.

Where Subgrove Fits on Android

If you mainly want to know what you pay and when it renews, there's a lighter route with no bank connection. Subgrove is a subscription tracker you fill in yourself, and on Android that means:

• It installs from the browser. Subgrove is a PWA. Open it in Chrome, add it to your home screen, and it runs like an app, offline included. No Play Store needed, and the same account works on iPhone and desktop.
• Reminders arrive before every renewal. Push and email reminders are on the free plan, along with monthly and yearly totals, a renewals calendar and a weekly "what renews this week" digest.
• It works in any country. There's no bank to connect, so there's no list of supported banks or countries to check.
• Each subscription keeps its own currency. Totals are shown per currency, so a USD total and a EUR total sit side by side rather than being converted into one figure.

The free plan covers up to five subscriptions. Pro is $1.99/month, $10/year or $15 once for lifetime, billed in USD, and adds unlimited subscriptions, household sharing, free-trial tracking and CSV export. Our best subscription tracker for Android guide puts it next to the other Android options.

What You Give Up — Honestly

Copilot, Monarch and Rocket Money all read your transactions. Subgrove doesn't, and that's a real trade:

• No automatic detection. You add each subscription yourself.
• No budgeting, net worth or investments. Subgrove tracks subscriptions and nothing else.
• No cancelling for you and no bill negotiation. It warns you before a renewal; the cancelling is yours. Our cancellation guide covers the DIY route.

If you want help with the initial list, the free subscription finder reads a bank-statement CSV in your browser, uploads nothing, and lists the recurring charges it spots.

Common Questions About Copilot Money on Android

Is Copilot Money on Android? No. There's no Copilot Money app on Google Play, and Copilot's FAQ lists iPhone, iPad, Mac and Web as its only platforms.

Can I use Copilot Money in a browser on my Android phone? You can open the web app at app.copilot.money, but Copilot's help centre says "we've optimized our Web app for desktop browsers," and some features, such as Goals and Cash Flow, aren't on the web yet. You'll also need US-based accounts.

Is Copilot Money coming to Android? We couldn't find any announcement from Copilot about an Android app. Its recent work has gone into the web app.

What's the closest Android alternative to Copilot Money? Monarch, which has a native Android app and links your accounts in the US and Canada. If you just want subscription reminders without linking a bank, you can sign up for Subgrove free and install it on Android from the browser.